Kurt is our financing expert.
We are proud to offer these popular financing options through our business partner; Synchrony Financial.
See if you Pre-qualify: Get a Decision in Seconds with No Impact to Your Credit Bureau Score
Are you planning to buy jewelry but concerned about how to finance it? If you are worried about your credit score being impacted, you will be pleased to know that Synchrony Financial provides a solution to help you with your jewelry purchase.
In this article, we will explain how Synchrony Financial's PRE-QUALIFICATION process works and how it can help you finance your jewelry purchase without impacting your credit score.
What is Synchrony Financial?
Synchrony Financial is a consumer financial services company that offers a variety of financing options to help customers purchase goods and services. They partner with various retailers, including The Jewelry Source, to offer financing options to customers for their purchases.
How Does Synchrony Financial's Pre-Qualification Process Work?
Synchrony Financial's pre-qualification process is a quick and easy way to see if you qualify for financing options without impacting your credit bureau score. To pre-qualify for financing options, Synchrony will require the last 4 digits of your Social Security number that is linked to your cell phone number. However, please note that a cell phone number is mandatory for pre-qualification. Alternatively, you may enter a full application without a cell phone number.
The pre-qualification process is a speedy one, and decisions are usually made within seconds of submission. You may choose to complete the process either in-store, online, or through your cell phone.
What Information Will You Need to Provide During the Application Process?
During the application process, you will be required to provide a valid ID or driver's license and an active credit card. Synchrony Financial will then contact you by mail to discuss your application.
Once approved, Synchrony Financial will send you a store credit card for future purchases at The Jewelry Source. Please note that all payments must be made directly to Synchrony Financial.
How Can You Manage Your Account?
To make managing your account easier, you can use the MySynchrony Mobile App on your iPhone or Android device. With the app, you can easily check your balance, make payments, and view your transaction history.
What Financing Plans Are Currently Being Offered?
Synchrony Financial offers two financing plans for customers who are interested in purchasing jewelry from The Jewelry Source.
36-Month Financing Plan
This plan requires a minimum purchase of $1,000 and offers equal payments. The interest rate is low at 9.99%, and there is no early payoff penalty.
6-Month Financing Plan
This plan requires a minimum purchase of $200 and offers minimum payments. If paid in full within 6 months, there is no interest charged.
Financing your jewelry purchase with Synchrony Financial is an easy and convenient way to buy the jewelry you want without impacting your credit bureau score. With their pre-qualification process, you can see if you qualify for financing options in seconds. And with their MySynchrony Mobile App, managing your account is simple and hassle-free.
If you're interested in purchasing jewelry from The Jewelry Source, consider financing with Synchrony Financial.