Jewelry insurance program

After you’ve selected that special piece of jewelry, it is important to protect it against theft, damage, and loss.

Jewelry insurance program

We recommend Jewelers Mutual insurance to all of our customers. Since 1913, Jewelers Mutual has been a leader in jewelry protection for jewelers across the country. We also can protect your personal jewelry, frequently covering jewelry insurance claims that homeowners insurance or renters insurance doesn’t.

We also offer jewelry repair or replacement for your lost or damaged jewelry with items of same kind and quality, returning you to the same position that you were in before the loss. No deductible necessary. We have jewelry replacement with the same kind and quality. If you experience jewelry damage or loss, you won’t have to pay out of your own pocket. Our jewelry insurance policy offers jewelry protection with no deductible.


  • No matter the type of jewelry you insure, it'll be protected with our comprehensive coverage.


  • You left your ring somewhere—on a beach towel or in a public bathroom. It’s out there somewhere and you can’t find it. It’s covered.


  • We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too.


  • You hit your diamond ring on the edge of a table, and it cracks, or you're pulling on a sweater and a prong is bent. This coverage also will cover, normal wear and tear. Accidents happen. Jeweler's Mutual covers that.


  • Sometimes jewelry just disappears—it could be lost, stolen or hanging out in a drainpipe somewhere. You may not be able to explain how, where or when it vanished. Don’t worry, that’s covered.