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Understanding Jewelry Insurance Coverage

Understanding Jewelry Insurance Coverage

Our insurance advisor is Todd

We recommend Jewelers Mutual insurance to protect valuable jewelry collections. With over a century of experience, Jewelers Mutual offers coverage for jewelry retailers and personal jewelry insurance. They cover claims often not included in homeowners or renters insurance, providing full protection for jewelry. Contact The Jewelry Source to learn more about how Jewelers Mutual can give peace of mind for cherished pieces.


We provide jewelry repair or replacement services for lost or damaged jewelry with items of equivalent kind and quality, restoring you to your pre-loss position without any deductible. Our jewelry replacement ensures that you receive the same kind and quality of jewelry. If you suffer jewelry loss or damage, you won't have to pay out of pocket. Our jewelry insurance policy offers protection for your jewelry without a deductible.


No matter the type of jewelry you insure, it'll be protected with our comprehensive coverage.​


You left your ring somewhere—on a beach towel or in a public bathroom. It’s out there somewhere and you can’t find it. It’s covered.​


We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too.


You hit your diamond ring on the edge of a table, and it cracks, or you're pulling on a sweater and a prong is bent. This coverage also will cover, normal wear and tear. Accidents happen. Jeweler's Mutual covers that.​


Sometimes jewelry just disappears—it could be lost, stolen or hanging out in a drainpipe somewhere. You may not be able to explain how, where or when it vanished. Don’t worry, that’s covered.

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